Should I file an insurance claim for storm damage to my roof?

Yes, if your roof sustained hail, wind, or debris damage from a storm, you should file a claim promptly. Most homeowner policies cover storm damage as a named peril. Delaying a claim can result in denial due to further deterioration. ProTech Roofing provides free storm damage inspections and handles the claims process at no additional cost.

How long do I have to file a roof damage insurance claim?

Most insurance policies require you to file a claim within one year of the damage, though some states allow up to two years. We recommend filing as soon as possible because delays can lead to secondary damage that complicates the claim. Our team can inspect your roof and help you file within days of the storm.

What does storm damage look like on a roof?

Hail damage appears as dark spots, dents, or divots on shingles and dented metal flashing or gutters. Wind damage shows as lifted, creased, or missing shingles, especially along ridges and edges. Debris impact causes cracked or punctured shingles. Many signs of storm damage are not visible from the ground, which is why a professional inspection is critical.

Will my insurance rates go up if I file a storm damage claim?

In most states, insurers cannot raise your premium solely for filing a weather-related claim since the damage was beyond your control. However, a pattern of multiple claims may affect your rates. ProTech Roofing helps ensure your claim is filed correctly the first time to minimize complications.

Storm Damage

We handle your insurance claim from start to finish so you can focus on getting your home back to normal after a storm.

Get Your Free Estimate Call 1-866-308-2640

20+ Years

1,000+ Roofs

5★ Rating

Licensed in 14 States

Why Storm Damage Matters

Severe weather can compromise your roof in seconds, but without the right restoration partner the process can drag on for months — leaving your home exposed and your insurance claim underpaid.

Severe weather can compromise your roof in seconds, but the restoration process can drag on for months without the right partner. ProTech Roofing is a certified storm damage restoration contractor with dedicated insurance specialists on staff. We document every hail dent, wind-lifted shingle, and water entry point with drone photography and detailed reports that insurance adjusters require.

Our team meets your adjuster on-site, negotiates fair claim values, and manages the entire restoration timeline. You focus on your family while we focus on your roof.

Do You Need Storm Damage?

If any of these apply to you, it may be time to take action.

Your area was recently hit by hail, high winds, or a tornado
You see visible debris, dents, or missing shingles after a storm
Your insurance filing deadline is approaching
You received a claim denial or underpayment from your insurer

Benefits of Our Storm Damage

Why homeowners trust ProTech Roofing for their storm damage needs

Dedicated insurance claim specialists who handle paperwork and adjuster meetings

Drone-assisted damage documentation for comprehensive claim support

Emergency tarping within hours of storm damage to prevent further loss

Direct billing to your insurance company so you pay only your deductible

Full restoration to pre-storm condition or better using upgraded materials

Get a Free Storm Damage Quote

Enter your info and a specialist will call you back within the hour.

Our Storm Damage Process

A clear, step-by-step approach from start to finish

Emergency Response & Tarping

Within hours of your call, our crew secures your property with professional-grade tarps and boards to prevent additional water intrusion and interior damage.

Comprehensive Damage Documentation

We perform a drone-assisted inspection and create a detailed damage report with photos, measurements, and material specifications that align with insurance company requirements.

Insurance Claim Support

Our insurance specialist files your claim, meets with the adjuster on-site, and advocates for a fair settlement that covers the full scope of necessary repairs or replacement.

Restoration & Completion

Once the claim is approved, we schedule and complete the restoration using materials that meet or exceed pre-storm specifications. Final documentation is provided for your records and insurance file.

When to Call Us

Do not wait for the problem to get worse — contact us if you notice any of these warning signs.

An insurance adjuster visit is scheduled and you need representation

Your initial claim was denied or underpaid

You need emergency tarping to prevent further water damage

You notice interior water damage after a recent storm

Materials We Use

Premium products from trusted manufacturers

Impact-resistant Class 4 shingles (GAF Armor Shield, Owens Corning WeatherGuard)

High-wind-rated underlayment systems

Reinforced drip edge and ridge vent components

Heavy-duty emergency tarps and board-up materials

Our Warranty Promise

Storm damage restorations are backed by our lifetime workmanship warranty and manufacturer material warranties. We restore your roof to pre-storm condition or better using upgraded, impact-resistant materials.

Storm Damage FAQ

Common questions about our storm damage services

What Our Customers Say

“A hurricane left our neighborhood in rough shape last fall. We had missing shingles, a dented ridge vent, and water pouring into our attic. ProTech handled our entire insurance claim and had a tarp on our roof within four hours of our call. Before they stepped in, the insurance company was lowballing us by almost $6,000. Their documentation got us the full amount, and the new roof was installed within three weeks of claim approval. I cannot recommend them enough for storm damage work.”

Sarah Mitchell

Orlando, FL

Ready for Storm Damage?

Get a free, no-obligation estimate for your storm damage project. We respond within 24 hours.

Get Your Free Estimate 1-866-308-2640

Or email us at sales@protechroof.net

Storm Damage in Our Top Markets

Tampa, FL Houston, TX Louisville, KY Columbus, OH Atlanta, GA Charlotte, NC Jacksonville, FL Nashville, TN

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